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14Dec2021

Lies Insurance Companies Tell to Get Out of Paying Accident Victims

by James Holliday, posted in Personal Injury

Every accident is unique, as are the losses suffered by those injured in accidents. But one thing you can be sure of is that the insurance company will do everything they can to pay you as little as possible – or even nothing at all – for the injuries you sustained in a Florida car crash

Below, we will take a quick look at some of the lies insurance companies may tell to get out of paying accident victims the full amount they’re owed. 

If You Don’t Accept the Offer, You Might Not Get Anything

Sometimes, insurance companies will offer you a settlement right away, especially if they believe you have a strong case. They may try to make you think that you will walk away with nothing if you don’t accept the offer. Essentially, the insurance company hopes you’ll accept the settlement amount and go away. They want to get you to accept an offer before you hire a Lutz personal injury lawyer.

However, you can be sure that whatever amount they initially offer is far less than you actually deserve. If you accept this offer without consulting a knowledgeable car accident lawyer, you will forfeit your ability to pursue fair compensation from the insurance company and could end up with substantial out-of-pocket costs. 

This Is the “Best” Offer

When offering you a settlement, insurance companies may also try to make you believe that what they are offering is the best they can do in your case. Again, this is usually a lie. They’re hoping you’ll take their word for it and accept the offer so they can get you off their books. In most cases, their offer is not the “best” possible offer. Getting a Brooksville personal injury attorney involved may help protect your rights and the value of your claim during negotiations. 

Your Injuries Are Not Severe Enough for This Level of Compensation

Insurance companies frequently try to downplay victims’ injuries. They do this to try to create doubt around the severity of your condition and to decrease the compensation they receive after an accident. This tactic can make victims feel particularly invalidated. You know what you suffered better than they do. An attorney can gather evidence on your behalf that shows the true nature of your injuries, making it harder for the insurance company to refute your claims. 

The Speed Stated Would Not Have Led to Injuries

The insurance company might also try to create doubt around the severity of your injuries by arguing. that the speed at which the accident occurred would not have resulted in the injuries you sustained. They might even go so far as to suggest that the injuries you sustained were the result of a different incident to avoid liability. 

You Had a Pre-Existing Injury, So We Don’t Have to Pay

If you had a pre-existing injury, the insurance company might try to leverage that information to deny your claim. However, even if you had a pre-existing injury, many accidents worsen injuries you already sustained, leaving you with additional medical and rehabilitation expenses. An attorney can refute these claims by providing the insurance company with the medical documentation necessary to show the harm the accident caused. 

You Don’t Need an Attorney

Insurance companies may discourage you from getting an attorney involved. They may try to argue that the attorney is just trying to make money off of you. They do this because they understand that attorneys are often aware of their tactics and how to subvert them. If an insurance company tells you that you don’t require an attorney, that’s a warning sign, and you should likely talk to an attorney about your case. 

Do I Need a Personal Injury Attorney?

If you are about to begin the claims process after suffering injuries and losses caused by someone else’s negligence, it is essential that you consult with an experienced personal injury attorney. Not only can an attorney prevent the insurance company from pulling their usual tricks, but unlike an insurance adjuster, an attorney will act on your behalf. An experienced personal injury attorney can handle all the legal legwork in your case and protect your rights throughout the process.

How Holliday Karatinos Can Help You

If you were injured in an accident, you should speak with an attorney right away. The Florida personal injury attorneys at Holliday Karatinos Law Firm can handle the insurance company and negotiate a settlement on your behalf while you focus on your recovery. Our attorneys will work tirelessly to leverage our over 50 years of compensation on your behalf. We have recovered more than $125 million for our clients. We will work just as hard to pursue fair compensation for you. Contact us today for a free consultation. 

Jim Holliday

Jim Holliday has recovered millions of dollars for his clients in restitution for their injuries.

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