Ridesharing services such as Uber and Lyft have exploded in recent years. As more and more rideshare vehicles flood the apps and the nation’s roads, accidents have also increased. A study conducted by the University of Chicago’s Booth School of Business found that the arrival of ridesharing services has resulted in a 3% increase in fatal motor vehicle crashes overall.
It can be challenging to navigate the insurance process for crashes involving corporate entities and rideshare accidents are no exception. If you’ve been injured in an accident involving a rideshare driver, you might be owed compensation for your medical expenses, lost income, and pain and suffering.
The rideshare accident lawyers at Holliday Karatinos Law Firm can help. We’re ready to review your case, help you identify the liable party or parties, and aggressively pursue compensation on your behalf. With over a half-century of collective experience, we’ve recovered more than $125 million on behalf of our clients. Contact us today to learn more about how to demand fair compensation after an Uber crash in a free consultation.
Determining who pays for damages in a rideshare accident can be complex, particularly because they often involve multiple insurance entities. These might include:
- Your personal injury protection (PIP) coverage
- Uber’s or Lyft’s insurance
- The rideshare driver’s personal insurance
- The insurance coverage held by any other motorists involved in the crash
Florida is a no-fault state, so all drivers must carry insurance to pay for their medical treatment in the event of a collision. However, this insurance may only be sufficient for minor injuries. If you suffered a severe injury that requires long-term treatment, you might choose to pursue compensation from the other driver or the rideshare company.
For rideshare passengers:
If you were injured as a passenger in an Uber or Lyft accident, then Uber and Lyft are required to provide coverage for passengers. You may also wish to turn to your personal insurance provider. Because Florida is a no-fault state, your personal insurance policy might provide compensation for your medical care in the event of a collision.
For motorists hit by Uber or Lyft drivers:
If you were involved in a collision with a rideshare driver, there could be multiple sources of compensation. Because the insurance coverages are so complicated, it’s a good idea to contact a rideshare accident lawyer for clarification. If the rideshare driver was off the clock, you might choose to turn to your own insurance policy.
If the rideshare driver had their app open but had not accepted a new ride at the time of the accident, then the limited coverage offered by Uber and Lyft ($50,000 per person in bodily injury coverage and $25,000 in property damage) may be sufficient to cover the damages related to the accident. If the rideshare driver had accepted a ride when the accident occurs, then Uber and Lyft’s insurance coverage is much greater, up to $1 million per person. Still, negotiating with rideshare insurance providers can be challenging, so it’s best to contact an attorney at the start of the process.
As is the case with any car accident, rideshare accident victims must provide evidence of fault to obtain compensation for a serious and permanent injury. You and your lawyer must prove that:
- The rideshare driver owed you a duty of care to take reasonable steps to protect you from harm
- They breached this through some form of negligence
- This negligence directly caused your injuries and other damages
Rideshare companies like Uber and Lyft sometimes maintain GPS and electronic records that can provide evidence of where their drivers were working at the time of the accident. Many drivers also use dashcams. It’s critical to collect this evidence right away. Our attorneys can move swiftly to preserve it so that your case is as strong as possible.
If you were seriously injured in a rideshare accident, then you need to consult an experienced rideshare accident attorney right away. Uber and Lyft offer up to $1 million per person in coverage for accidents that happen after a driver has accepted a ride. That means the stakes are high are in a Lyft or Uber car accident.
You should anticipate a few hurdles in the claims process because Uber and Lyft’s insurers and attorneys will want to minimize their losses. The insurance company may offer you a settlement that seems generous but is actually far less than what you deserve. Sometimes, they try to deny rightful claims altogether by blaming someone else.
Whatever the case, navigating the claims process is easier with an attorney to negotiate on your behalf. If the other side refuses to agree to a fair settlement, it might be in your best interest to take the case to court in a personal injury lawsuit. At Holliday Karatinos Law Firm, we’re not afraid to fight it out.
Compensation for Lyft or Uber Car Accident Victims
Whether you recover the compensation you need through a settlement or through a personal injury lawsuit, our goal is to maximize the amount of compensation you receive so that you can make a full financial recovery. Compensation for Lyft and Uber accidents can cover the cost of:
- Medical expenses related to the accident
- Lost earnings from missed work
- Property damage, if applicable
- Pain and suffering
Driving for work can be risky, and rideshare drivers sometimes sustain injuries while working for the app. If you were injured as an Uber or Lyft driver, seek experienced legal representation for help getting the compensation you need.
Some common obstacles drivers face to claiming money for their serious and permanent injuries include:
- Determining which insurance entity or entities to file their insurance claim with – There may be multiple insurance entities involved in a rideshare accident, especially because of Florida’s no-fault policies. By not filing a claim with the appropriate entities, a driver could lose the chance to recover fair compensation through a Lyft accident settlement.
- Having their claim denied – Both the rideshare company’s insurance policy and personal policies deny claims for Uber driver accidents for various reasons. Remember that insurance companies are for-profit entities. Their allegiance is to their investors, not those that claim compensation.
- Agreeing to a low settlement – The insurer may make an offer that is much lower than what the driver needs or deserves. It’s always best to have a lawyer review any insurance settlement offers you receive before you agree to them.
If you were seriously injured in a rideshare car accident, the dedicated car accident attorneys at Holliday Karatinos Law Firm are ready to help. We have over 50 years collective experience and have recovered more than $125 million for our clients. We will put our knowledge and experience to use to pursue the compensation you deserve. Contact us today for a free, no-obligation consultation.